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Patriot International Insurance

Patriot International Travel Medical Insurance

Review the Patriot International Insurance for USA citizens or foreign nationals traveling abroad outside America, this American visitor insurance meets Schengen visa consulate requirements for Europe Travel and is available for anyone traveling outside America and outside their home country, for a minimum of 5 days up to a maximum of 2 years.

COVID-19 / SARS-CoV-2 / Coronavirus Effective May 5, 2021, coverage for COVID-19 was added to the Patriot International Insurance plans for new purchases only. Patriot International Insurance purchased on or after March 11 2020 and prior to May 5, 2021, COVID-19 will be NOT be covered and testing/treatment will be excluded from coverage. The Novel Coronavirus Disease, COVID-19, was declared a pandemic by the World Health Organization (WHO) in March 2020, hence the exclusion per the policy certificate of insurance document applied.

Patriot International Insurance provides coverage non-US citizens traveling outside the USA with coverage outside home country, and U.S citizens traveling outside the United States with coverage for brief returns to the USA. Patriot International Travel Insurance plans is available for a duration minimum of 5 days up to a maximum of two years.

Patriot International Travel Medical Insurance is designed to meet the needs of international visitors and travelers outside the United States who are looking for temporary medical insurance coverage while traveling outside America.

In addition to medical benefits, the Patriot Travel Medical Insurance policy includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $1,000,000, and also offers comprehensive coverage for in-patient and out-patient medical expenses, also offering higher coverage amounts for seniors traveling abroad.

Quote & Buy Patriot International Insurance instantly and securely online for a minimum period of five days, and up to a total renewable duration of two years.

If you prefer not to apply online using the form below, you can also print and complete paper application, mail/fax the Patriot Insurance Application along with premium payment, calculate the quoted rates using the supplied rate table.

Patriot International Insurance is administered worldwide by International Medical Group (IMG), and the policy coverage is underwritten and issued by Sirius Specialty Insurance Corporation, rated A (excellent) by A.M. Best and A- by Standard & Poor’s.

Patriot International Insurance Information

Review the Patriot International Insurance Brochure for the summary of benefits table, or the Patriot International Certificate of Insurance sample document for plan details and more information.

Renew Patriot International Insurance or extend an existing policy online prior to expiration date, Patriot International Travel Medical Insurance is extendable and renewable up to 2 years of continuous coverage.

Patriot International Insurance Review

Patriot International Travel Medical Insurance is designed for international travels outside their home country, and tourist traveling outside America for sightseeing, and Patriot International Insurance is for travelers outside America who are going abroad to any foreign country. The plan also meets the Schengen Visa Insurance requirements for Europe.

  • Eligibility: Anyone visiting the USA and traveling outside their home country (primary residence outside the U.S.).
  • Policy Maximum: Plan offers maximum coverage choices:
    • Age below 70 years from US$50,000 to US$1,000,000 for the life of the plan.
    • Ages 70 to 79 years, the maximum coverage is limited to $50,000, and
    • Ages 80 years and older, it is reduced to only $10,000.
  • Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000, US$2500 or US$5000 deductible per certificate/renewal period.
  • Coinsurance Amount: For treatment received in USA only, outside the USA no coinsurance applies.
    • Outside the PPO network, 20% coinsurance applies for the first $5000 in eligible expenses beyond the chosen plan deducible.
    • Inside the PPO network, the coinsurance amount is waived and the plans pays 100% after the chosen plan deductible.
  • Policy Duration:
    • Minimum purchase period of 5 days to maximum 1 year.
    • Continue coverage with renewal period of 2 years total (24 months).
  • Coverage Benefits: Covers Hospital Room and Board charges, Emergency Room and Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs savings included. Please refer to the “Summary of Benefits” table available in the plan brochure for entire list of covered benefits.
  • Pre-Existing Conditions: Only acute onset of pre-existing condition coverage is available with this plan for ages below 70 years. Please refer to the “Certificate of Insurance” document for maximum limits covered and plan exclusion list of conditions that are not covered.
  • Underwriter: Policy is underwritten by Sirius Specialty Insurance Corporation, a top rated global specialty underwriter.
  • Administrator: Plan is administered in the United States and worldwide by International Medical Group (IMG).