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Insurance Disclaimer


Patriot America Insurance - Visitor Insurance Services


Website Disclaimer: Visitor Insurance Services LLC as your visitor medical insurance service provider has tried to provide the most accurate and updated information on the Patriot American Visitor Insurance policies compared to the best of our knowledge. However we make no guarantee regarding the accuracy of the information provided, which are based on the rates published online by the respective insurance companies and/or administrators. This information may change periodically as respective insurance companies and/or administrators can change their policy structure/content. Visitor Insurance Services LLC., is not liable for any problem resulting from the use of this information. If you do not agree with the terms of this disclaimer, please do not use the contents of our website.



Coverage Disclaimer: This invitation to inquire allows eligible applicants an opportunity to seek information about the insurance offered, and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.



Patient Protection and Affordable Care Act ("PPACA"): This insurance is not subject to, and does not provide benefits required by PPACA. As of January 1, 2014, PPACA requires U.S. citizens, U.S. nationals and certain U.S. residents to obtain PPACA compliant insurance coverage unless they are exempt from PPACA. Penalties may be imposed on persons who are required to maintain PPACA compliant coverage but do not do so. Eligibility to purchase, extend or renew this product, or its terms and conditions, may be modified or amended based upon changes to applicable law, including PPACA. Please note that it is an insured person’s sole and exclusive responsibility to determine the insurance requirements applicable to them, and the Company and IMG shall have no liability whatsoever, including for any penalties a person may incur, for failure to obtain coverage required by any applicable law including without limitation PPACA. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.



 


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