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International Student Insurance

International Student Insurance for Studying in USA or Outside Home Country.

IMG offers several International Student Insurance plan offerings for foreign students or exchange visitors, coverage is also available for dependent family/children.

Contact us today, we can help guide you with best plan!

Review & Compare

Understand coverage options & summary of benefits, we can help answer questions.

Trusted Plans

Well backed & top rated plans administered by IMG & underwritten by Sirius.

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Licensed agent for expert advise with policy features, terms & exclusions.

International Student Insurance plans offered are designed typically for foreign students studying full-time in USA or studying abroad outside home country, or exchange visitors participating is cultural, academic, or research programs also.
Student Health Advantage Standard
Basic Intl. Student/Scholar Plan
  • Foreign students studying in USA
  • Intl. study abroad participants
  • Standard plan for lower cost benefits
  • Long-term foreign scholar coverage
  • Max. amounts $500K (each member)
  • Student Health Center, each visit $5 copay
  • Universal Rx pharmacy savings discount
  • Pre-existing coverage (after 12 months)
  • Meets F1/F2 student visa requirements
  • Meets J1/J2 exchange visa requirements
  • Deductible of $100 per injury/illness
  • Student Health Center $5 copay/visit
  • No Coinsurance in PPO/Student Health Center
  • UnitedHealthcare Options network
  • IMG IPA network outside USA
  • Coverage included for Mental Health
  • Optional Hazardous/Organized sports
  • International emergency care & assistance
  • Instant buy, ID cards/proof of coverage
  • Renew & cancel plan, applicable refund
  • Cancel before start gets full refund
  • Easy application, quote & buy online
Student Health Advantage Standard → COVID-19

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Review the Student Health Advantage Insurance (SHA Standard) plan that meets the coverage needs of international students studying in USA, or full-time scholars in academic or research programs outside home country. SHA Standard offers comprehensive medical coverage up to $500K maximum (with a $100 deductible for each injury or illness), and is designed for individual international students studying abroad or exchange scholars participating in a sponsored study abroad program, and offers an annually renewable comprehensive medical plan that meets US student and exchange program visa requirements, and includes many featured benefits such as pre-existing conditions (after 12 months wait period), mental health, organized sports, international emergency care, emergency assistance services, and more. SHA plans offer no coinsurance and offer a $5 copay option for using the student health center at the college or university campus.

Complete the application (online or paper) to review, quote and buy Student Health Advantage plan.

Student Health Advantage Platinum
Best Intl. Student/Scholar Plan
  • Foreign students studying in USA
  • Intl. study abroad participants
  • Long-term foreign scholar coverage
  • Max. amounts $1 Million/insured
  • Student Health Center $5 copay/visit
  • Universal Rx pharmacy savings discount
  • Pre-existing coverage (after 6 months)
  • Maternity coverage for Pregnancy/childbirth
  • Meets F1/F2 student visa requirements
  • Meets J1/J2 exchange visa requirements
  • Deductible of $25 only per illness/injury
  • Student Health Center $5 copay/visit
  • In PPO/Student Health Center, No Coinsurance
  • UnitedHealthcare Options PPO network
  • IMG IPA network outside USA
  • Coverage included for Mental Health
  • Optional Adventure sports rider
  • International emergency care & assistance
  • Instant buy, ID cards/proof of coverage
  • Renewable & cancellable plan
  • Easy quote & buy policy online
Student Health Advantage Platinum → COVID-19

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Review the Student Health Advantage Platinum Insurance (SHA Platinum) plan adds on the features and benefits offered when compared with SHA Standard plan option. The SHA Platinum option offers higher plan maximums of $1 million, lower deductible of $25 per visit to doctor/clinic/hospital for sickness or injury, and feature additions including coverage for pre-existing conditions (after 6 months wait-period only), maternity benefits including pregnancy care and child birth charges.

Complete the application (online or paper) to review, quote and buy Student Health Advantage Platinum plan.

Student Health Advantage Group
Intl. Student/Scholar Group of  5+
  • Groups of 5+ studying in USA
  • 5+ studying outside home country
  • 10% discount on group rates
  • Comprehensive medical insurance
  • Max. amounts $50K to $1M (each)
  • Choose deductible $0 to $2500
  • Single-trip plan for groups
  • 5 days min., renew to 24 months
  • Pre-exist conditions (acute onset)
  • Instant buy, ID cards/proof
  • Renewable & cancellable plan
  • Cancel before start gets full refund
  • Easy quote & buy a single policy
Student Health Advantage Group → COVID-19

More Information

Review the Student Health Advantage Group Insurance (SHA Group) plan that meets the coverage needs of groups of 5 or more international students studying in USA. The plan is offered in Platinum and Standard options, offers the ease and convenience of completing a single application and purchasing a single SHA Group policy for the entire group of five or more full-time students studying in USA or studying abroad in any foreign country.

Complete the application (online or paper) to review, quote and buy Student Health Advantage Group plan.

Student Health Advantage Platinum Group
Best Intl. Student/Scholar Plan for 5+
  • Exchange Visitor Groups of 5+
  • Student or cultural groups
  • 10% discount on group rates
  • Ideal for groups to/from America
  • Cheap comprehensive group plan
  • Acute-onset of pre-ex coverage
  • Maximum choices $50K to $1M
  • Deductible from $0 to $2,500
  • Quote & purchase, ID cards/letter
  • Buy from 5 days, renew 2 years
  • Renew before expiration date
  • Quote & buy a single group policy
Student Health Advantage Platinum Group → COVID-19

More Information

Review the Student Health Advantage Platinum Group Insurance (SHA Platinum Group) plan that meets the coverage needs of groups of 5 or more international students studying in USA. The plan is offered in Platinum and Standard options, offers the ease and simplicity of completing a single application and purchasing a single SHA Platinum Group policy for the entire group of five or more full-time students studying in USA or in any foreign country abroad.

Complete the application (online or paper) to review, quote and buy Student Health Advantage Platinum Group plan.

Patriot Exchange Program
Cultural/Academic Exchange Visitors
  • Ideal for US J1/J2 Exchange Visitors
  • Max. up to $500K per injury/illness
  • Lifetime maximum: $5 million
  • Deductible choices $0 to $500
  • Seek treatment any doctor or hospital
  • $5 co-pay/visit – Student Health Center
  • No coinsurance with PEP plan
  • Avialable with/without add-on riders
  • Limited High School Sports Coverage
  • Baggage loss, personal liability, legal
  • Pre-existing condition / acute onset
  • Online application, easy quote & buy
  • Buy for a minimum of 5 days
  • Buy 1 month, renew to 48 months
  • Renewable before expiration date
  • Instant ID cards & visa letter
  • Cancel anytime, applicable refund
Patriot Exchange Program → COVID-19

More Information

Review the Patriot Exchange Insurance or Patriot Exchange Program, coverage specifically designed for exchange visitors or students participating in international programs, cultural exchange participants such as J1 visa holders who are Au Pairs, graduates and international students, scholars and educators, and their dependents.

Patriot Exchange Insurance is available in two choices: the Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying in USA or abroad, or participanting in a cultural exchange program, while the Basic Short-Term Travel Plan is more of an economical plan. Both plans provide coverage for dependents and may be purchased in monthly increments.

Complete the application to quote and Buy Patriot Exchange Insurance online.

Patriot Group Exchange
Group Exchange Visitor Plan for 5+
  • Exchange Visitor Groups of 5+
  • Student/cultural groups of 5 or more
  • 10% discount on group rates
  • For US J1/J2 exchange groups
  • Comprehensive long-term group plan
  • Acute-onset of pre-ex coverage
  • Max. $500K per injury/illness (each)
  • Lifetime maximum: $5 million (each)
  • Deductible from $0 to $500 (each)
  • Buy Min. 1 month, Renew to 48 months
  • $5 co-pay/visit – Student Health Center
  • No coinsurance with PEP group plan
  • Avialable with/without add-on riders
  • Pre-existing condition / acute onset
  • Online group application, easy purchase
  • Quote & buy a single group policy
  • Individual ID cards & visa letter/proof
Patriot Group Exchange Program → COVID-19

More Information

Review the Patriot Group Exchange Program Insurance (PEP Group) plan that meets the coverage needs of groups of 5 or more exchange visitors or cultural participants or academic/research scholars in USA. The plan offers all the features of the Patriot Exchange Program (PEP) individual/family plan, but offers the ease and convenience of completing a single application and purchasing a single PEP Group policy for the entire group of five or more academic or research or cultural exchange participant groups of involved full-time members in USA or in any foreign country abroad.

Complete the application (online or paper) to review, quote and buy Patriot Group Exchange Program plan.

Lowest Price Guaranteed: Did you know that the international student insurance premium costs for plans sold in the USA are mandated by law in the U.S., and you can shop around for visitor health insurance or travel medical insurance, but you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly with the company, or through any agent or agency.

Not sure which is the right plan & best suited for your needs/budget?

Contact us, we can help guide you!