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Patriot America Insurance

Patriot America Visitor Insurance

Visitor Medical Insurance for visitors to USA, travelers, tourists, new immigrants, international students, expats.

Patriot America Visitor Insurance is a visitor medical insurance that provides travel health insurance coverage for friends, relatives, family or parents visiting USA or Canada.

Patriot International Insurance is for individuals and families who are U.S. citizens and traveling abroad or visiting any foreign country or overseas destination.

Patriot Travel Medical Insurance
Patriot Travel Medical Insurance
Patriot Platinum Insurance
Patriot Platinum Insurance
Patriot GoTravel Insurance
Patriot GoTravel Insurance
Patriot Group Travel Medical Insurance
Patriot Group Travel Insurance
Visitors Care Insurance
Visitors Care Insurance

Patriot America Visitor Medical Insurance

Patriot America Insurance is a travel medical insurance or temporary short-term travel health insurance or visitor medical insurance coverage for individuals, relatives, families and dependents. Patriot America Insurance is ideal visitor health insurance for parents visiting usa and tourists to the United States. Two Patriot Travel Medical Insurance plans are available to meet your travel insurance needs and provide up to USD $2,000,000 ($2 million US Dollar) protection benefits of maximum medical coverage limit.

Patriot America Insurance
Patriot America provides coverage for non-U.S. citizens visiting USA / Canada or traveling outside their home country for a minimum duration of five days up to a maximum of two years (24 months). If the plan is purchased for a minimum of one month, coverage may be renewed (without break in coverage) for a total of up to two years.

Patriot America Plus Insurance
Patriot America Plus plan is very similar to the standard Patriot America policy, provides coverage for visitors to USA or non-US citizens traveling outside their home country. The Plus plan provides enhanced benefit for the feature Acute Onset of a Pre-existing Condition coverage.

Patriot International Insurance
Patriot International provides coverage for U.S. citizens traveling abroad outside the United States for a minimum period of five days and renewable up to a maximum of two years, with coverage for brief returns to the U.S. (home country coverage). If the plan is purchased for a minimum of one month, coverage may be renewed (without break in coverage) for a total of up to two years.

Patriot Platinum Insurance
Patriot Platinum Insurance provides first-class coverage protection for the discerning visitor to USA or the traveler outside America who wants to obtain the maximum coverage available in a short-term travel medical product. Patriot Platinum Insurance is designed for the visitor to USA or the global traveler, and offers duration of coverage from a minimum of five days up to a higher maximum length of three years.

Patriot America Insurance Review

Patriot Travel Medical Insurance Patriot Insurance Brochure Patriot Insurance Quote
Policy Maximum Maximum medical coverage limit in Patriot Insurance is $50,000, $100,000, $500,000, $1,000,000 or $2,000,000 for injury or sickness occured during plan duration.
Choice of Deductibles Patriot Insurance offers choice of deductible of $0, $100, $250, $500, $1,000 or $2,500 per policy period. Deductible options from $0 to $2,500, $250 is the standard deductible. (in USD)
Co-insurance For treatment received within the US and Canada:
In the PPO Network, the plan pays 90% of eligible expenses upto the first US$5,000, then 100% up to the policy maximum limit.
Out of the PPO Network, co-insurance is 80:20 ratio, and the plan pays 80% of eligible expenses upto the first US$5,000, then 100% up to the policy maximum limit selected.
For treatment received outside the United States and Canada:
No coinsurance, plan pays 100% of eligible expenses claimed up to the plan maximum covered amount, minus any deductible costs.
Plan Eligibility Patriot America Insurance
  • Plan Eligibility: Non-US citizens visiting USA or Canada or traveling outside home country, provides short-term travel health insurance. Covers insured person, spouse, dependent child at least 15 days old who have legally entered the host country and remitted required premium.
  • Visitors Age: 15 days to 80+ years. For those under 65 years of age and visiting the U.S., your initial Period of Coverage must begin within six months of arrival in the U.S. For those 65 years of age and older, it must begin within 30 days of arrival.
Patriot International Insurance
  • Policy Eligibility: USA citizens traveling outside the U.S. (with coverage for brief returns to the United States), provides travel medical insurance.
  • Age Limit: Patriot Insurance plans suits international travelers requiring continuing coverage including seniors 65+ traveling internationally and not covered by Medicare.
Coverage Benefits
  • Optional Riders: Hazardous sports, trip cancellation, travel delay, baggage loss/delay
  • Universal Rx pharmacy discount savings
  • Maximum Coverage Limits from $50,000 to $2,000,000
  • Freedom to seek treatment with hospital or doctor of your choice
  • Terrorism, Accidental Death & Dismemberment (AD & D), Common carrier death benefits
  • Medical Evacuation and Repatriation benefits included
Pre-Existing Conditions
  • Acute Onset of a Pre-Existing Condition: If you are a non-US citizen under age 65, you are covered for an Acute Onset or Sudden and Unexpected Recurrence of a Pre-existing Medical Condition with coverage is available up to USD $50,000. For ages 65+, the pre-ex coverage is limited to US$2,500 of eligible medical expenses. For U.S. citizens with a primary health plan, plan covers up to Usual, Reasonable and Customary (URC). Also included is eligible costs and expenses up to $25,000 for Emergency Medical Evacuation.
  • What is considered a Pre-Existing Condition: A Pre-existing Condition which is any injury, illness, sickness, disease, or other physical, medical, mental, or nervous condition, disorder, or ailment that, with reasonable medical certinity, existed, at the time of application, or any time during the 3 year look-back period prior to the effective date of the insurance, including any subsequent, chronic, or recurring complications or consequences related thereto or arising therefrom, wheather or not previously manifested or known, diagnosed, treated, or disclosed.
Plan Duration or Period Patriot Insurance plan duration from 5 days to 24 months (2 years). Policy renewable up to 24 months if one month or more are purchased initially.
Premium Cost Get Patriot Insurance premium cost with free instant quote online for Patriot Travel Medical Insurance. Quoted plan premiums available in daily and monthly rates.
Quote & Buy Online To purchase, get a free instant quote, apply & buy Patriot Insurance plan online offering travel medical insurance coverage.
Renew Policy Renew Patriot Insurance using the online renewal page, Patriot Travel Insurance plan can be renewed if coverage is purchased for at least 1 month initially. Patriot Insurance plan validity cannot be extended in the future if the initial purchase was for less than 1 month of coverage.
Policy Exclusions Review Patriot Insurance exclusions information for what medical conditions are excluded and not covered by the Patriot Visitor Medical Insurance plan.
Plan Brochure Read the Patriot Insurance Brochure for detailed Patriot Insurance information including the Schedule of Benefits.
Plan Administrator Patriot Insurance plan administration is by International Medical Group (IMG), a top rated USA based American Visitor Insurance provider that offers visitor medical insurance and travel health insurance.
Plan Underwriter Patriot Insurance plan is underwritten by Sirius International Insurance Corporation, a White Mountains Re Insurance Group company (rated A [Excellent] by A.M. Best Company and A- by Standard and Poor's).
Plan Updates Please review the 2013 Patriot Travel plan changes and enhancements for Patriot Travel, Patriot Platinum, Patriot GoTravel, Patriot Green, Outreach Travel, and corresponding Group plans.


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